Terms of Service
Last Updated: 2/15/2026
1. Terms
By accessing this Website, accessible from https://finacal.org, you are agreeing to be bound by these Website Terms and Conditions of Use and agree that you are responsible for the agreement with any applicable local laws. If you disagree with any of these terms, you are prohibited from accessing this site.
⚠️ Important Disclaimer for Financial & Medical Tools
The tools and calculators provided on Finacal.org, including but not limited to the Tax Exodus Calculator, Expat FIRE Calculator, and Muay Thai Cost Estimator, are for informational and educational purposes only.
Not Professional Advice: The results provided by these tools do not constitute professional financial, tax, legal, or medical advice. We are not financial advisors, tax accountancy professionals, or medical practitioners.
Tax & Financial Data: Tax laws and cost-of-living data change frequently. While we strive to keep our data accurate, we cannot guarantee the currentness or accuracy of the information. You should consult with a qualified professional (CPA, Tax Attorney, or Financial Planner) before making any significant financial or life decisions.
Medical Information: Any health or medical-related estimations are purely for budgeting purposes and should not be taken as medical advice or a guarantee of eligibility for procedures.
3. Limitations of Liability
Finacal.org or its suppliers will not be hold accountable for any damages that will arise with the use or inability to use the materials on Finacal.org's Website, even if Finacal.org or an authorize representative of this Website has been notified, orally or written, of the possibility of such damage.
Finacal.org is not responsible for decisions made based on these calculations.
4. Use License
Permission is granted to temporarily download one copy of the materials on Finacal.org's Website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- modify or copy the materials;
- use the materials for any commercial purpose or for any public display;
- attempt to reverse engineer any software contained on Finacal.org's Website;
- remove any copyright or other proprietary notations from the materials; or
- transfer the materials to another person or "mirror" the materials on any other server.
5. Governing Law
Any claim related to Finacal.org's Website shall be governed by the laws of the US without regards to its conflict of law provisions.
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